Terms & Conditions

Last updated: October 29, 2026

These terms apply to your use of orolaia.com and its educational content, operated by Orolaia LLC. Questions? Email hello@orolaia.com.

By using the website, you agree to these terms. If you do not agree, please do not use the website.

What Orolaia provides

Orolaia publishes financial education in English and Spanish, including articles, examples and downloadable resources.

Education and your decisions

Our content is general information. It does not take your full financial situation into account and is not personalized financial, investment, tax or legal advice. Reading the website or contacting us does not create an advisory, fiduciary or professional-client relationship.

Examples and calculations are illustrations, not promises of results. Investments can lose value. Rules, rates, eligibility requirements and financial products can change. Check current information and seek qualified advice when your circumstances call for it.

Using our content

Unless otherwise stated, Orolaia owns its original text, downloads, branding and designs. Third-party materials remain the property of their respective owners.

You may read our content, use our free resources for your own personal learning, and share links to our pages. Please ask for written permission before republishing substantial portions, selling our materials, or using our branding in a way that suggests an affiliation or endorsement. Nothing here limits rights you have under applicable law.

Free downloads and email contact

Our free checklists are available as direct downloads. You do not need to join an email list to access them, and downloading a checklist does not subscribe you to marketing emails.

If you email hello@orolaia.com, we use the information you share to respond to your message. Our Privacy Policy explains how we handle personal information.

Links to other websites

Our guides may link to other websites for reference. Orolaia does not control those websites, their products or their privacy practices. Review their terms and policies before using their services.

Respectful use

Do not use the website to break the law, submit malicious code, interfere with its operation, impersonate someone else or send spam. If you leave a comment, do not post private financial records or personal information about someone else.

Paid products and services

If a paid product or service is offered, review its description and purchase terms for pricing, delivery, and any refund or cancellation terms.

Corrections and updates

Errors and interruptions can occur. We may correct, update or remove content as the website evolves. If you spot a mistake, email hello@orolaia.com with the page link and the issue.

We may revise these terms as the website changes and will update the date on this page. Additional notice will be provided when required.